Let A.M. Appraisal serve your appraisal needsTo many, an appraisal just looks like another fee in the long list of items for a home purchase or refinance. And while there are an increasing number of automated home valuation processes that may appear more economical than an appraisal, the majority of lenders still call in a local expert because the stakes are very high. You might think that getting a mortgage is the only reason to acquire an appraisal, but there are additional cases when the services of a certified, independent real estate professional might be beneficial. 
Appeal your tax assessment in Orange CountyIt's probable you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are based upon a previous assessment of your house, so if values are less than what they used to be in your neighborhood, you can appeal your assessment and save money. An appraisal from A.M. Appraisal is your best evidence when building your case. At A.M. Appraisal, we're qualified to assist you in challenging your tax assessment. Remove PMI to lower your mortgage paymentWhen the amount being loaned to the homeowneris more than 80% of the actual value of the home, nearly all lenders ask homeowners to take out this additional insurance plan. That policy is Private Mortgage Insurance, or PMI. Seeing that extra payment is usually bundled into the monthly mortgage payment, it is often forgotten. This is bad because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met. If you'd like to do away with PMI, A.M. Appraisal can provide you with a statement regarding the value of your home. The cost of the appraisal can usually be recovered in just a few months because you'll no longer be paying the PMI. Order your appraisal from A.M. Appraisal today Order onlineGet a fair valuation on a home take make a divorce settlement less stressfulA divorce is often complicated by the troublesome decision of who maintains the house, and it can be a very daunting ordeal for both parties. Regardless of the situation, it's a good idea to order an appraisal from A.M. Appraisal so both parties are fully aware of the true market value of their property. The parties will have a clearer picture of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Determine a fair and accurate valuation for estate liquidationLosing a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to handle these affairs. And seeing that a home or other property often makes up an uneven share of the total estate value, understanding the true worth of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten a fair deal. Relocate to or from Orange County through an employee relocation programWe know the headaches involved with an employee relocation. We take great care in setting up an accommodating appointment time for the appraisal inspection. During our thorough inspection, we suggest relocating employees to provide remarks on the positive attributes of their property, as well as information regarding any new sales or listings in their area that they want considered. Sell your home promptly — for an accurate priceA professional appraisal will help you make a better educated decision regarding your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. Apart from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't a percentage of the sales price, but rather they are based on our efforts to finish the appraisal report. We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long housesare on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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